Aged care funding

Using Support at Home for physiotherapy: a plain-English guide

Support at Homereplaced Home Care Packages on 1 November 2025 — and buried in the changeover is a detail most families still haven’t noticed: physiotherapy is now fully government-funded within the budget, with nothing out of pocket. Here are the three questions families keep asking us about the new program, answered in plain English.

The good news first: physio is now “clinical care”

Under Support at Home, services are grouped into categories — and physiotherapy sits in clinical care, alongside nursing. Clinical supports carry no participant contribution: they are fully government-funded within your budget when they’re part of your care plan. Under the old Home Care Package rules, many families paid income-tested fees that effectively made physio feel like a discretionary extra. That disincentive is gone.

In practice: if strength, balance or mobility work is in Mum’s care plan, the physiotherapy itself doesn’t cost her anything out of pocket. The budget is still finite — visits draw down on the quarterly amount — but there’s no co-payment on top.

What happened to existing Home Care Packages?

They moved across automatically. If your parent had a package (or was on the waiting list, or had been assessed as eligible) as at the changeover, they were transitioned to Support at Home without a reassessment, under a “no worse off” guarantee — nobody pays more for the care they were already receiving. Their care level and services carried over.

The main structural change you’ll notice is the budget rhythm: Support at Home works on quarterly budgets across eight classification levels, rather than the old annual package amounts. That actually suits physiotherapy well, because good physio is naturally block-shaped — more on that below.

How to get physiotherapy started

  1. Check the care plan.Physiotherapy needs to be identified in the care plan to be funded. If it isn’t there yet, ask the care partner or provider to add it — a falls history, weakness after a hospital stay, or declining mobility are all solid clinical grounds.
  2. Choose the physio.You’re not locked to whoever your provider suggests. Families can nominate a physiotherapy service — that’s usually where we come in — and the provider engages us directly.
  3. We invoice the provider, not you. Once set up, the paperwork disappears from your side. You book the visits; the invoicing happens provider-to-provider.

Making the budget go further

Because clinical care draws on a finite quarterly budget, the honest strategy is a focused block, then a lighter rhythm: weekly visits for six to eight weeks to build strength and confidence, then spacing out to fortnightly or monthly maintenance with a home program in between. A physio who wants to see your mother twice a week forever isn’t writing her a plan — they’re writing themselves an annuity. It’s fair to ask any provider (us included) how and when visit frequency will step down.

Waiting for an assessment?Don’t let the paperwork delay the recovery — many families start privately and switch the funding across once the budget is approved. The changeover is one phone call on our side.

Questions about your family’s exact situation? Our fees & funding pagecovers the other doors (NDIS, private), or call and ask — it’s a two-minute conversation, not a sales pitch.

Ready when you are

One short call, and it's off your plate

Tell us a little about your mum. We take it from there, and you get the same physiotherapist every visit.

Call us